Some of the words are filtered out in such a way that you can never say/hear them, regardless of your settings in chat. I'd like the option to use them in the language filter settings, I set it to not filter for a reason, as some words, eg the word [redacted] (Oh dear, you are all scarred forever), is not THAT bad of a word that it should be removed forever. Make it the default to filter such words like it is now, and keep the option to filter them, but I'd like to say things like "Vanaduke [defeated me horribly] me with his goofy looking club of doom!" in the chat, without having to avoid the word, when I am with a party that I know.
I'm fine with them being removed on default (they should be), but would like the option to say/hear ALL words, regardless of how vulgar and racially unsettling they are.
http://wiki.spiralknights.com/List_of_known_filtered_words Shows the words that I am talking about, and explains it better.
Three Rings don't want certain terms bandied about in their game. I sincerely hope that your inability to freely toss racially and sexually offensive terms around isn't an actual problem to you, because that's...pretty unsettling.
What I'm saying, I suppose, is "deal with it," with a side-order of "dude, gross."