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bank that lends people cr

31 replies [Last post]
Fri, 06/22/2012 - 01:12
Fooky

hello,
i have an idea to make spiralknights better. for example there should be
a bank that lends knights cr according to their rank of*. there should be a
maximum limit for the debt for eaxample 5* players can lend up to 100k cr and
4* players can lend up to 80k cr. there should be a due date for returning the
debt which you should decide, incase the person doesn,t return the cr after
the waring that should be sent for him he will be banned

Fri, 06/22/2012 - 01:40
#1
Schattentag's picture
Schattentag
No
  1. Take out a loan using an alternate account
  2. Trade the loan money to your main account
  3. ???
  4. Profit!

EDIT:
Since keeping records is an important banking practice, I'm going to copy and paste the contents of the original post below. Cheers.

hello,
i have an idea to make spiralknights better. for example there should be
a bank that lends knights cr according to their rank of*. there should be a
maximum limit for the debt for eaxample 5* players can lend up to 100k cr and
4* players can lend up to 80k cr. there should be a due date for returning the
debt which you should decide, incase the person doesn,t return the cr after
the waring that should be sent for him he will be banned

Fri, 06/22/2012 - 01:25
#2
Toxicblade's picture
Toxicblade
Derp

Yay. A bank from which we can borrow money with the threat of a ban if we don't return it! Yay! Just for fun, lets have a 9765432653449875583% interest rate per annum! YEY.

Fri, 06/22/2012 - 04:50
#3
Niichi's picture
Niichi
~

Even putting aside the obvious potential for abuse, I just think it's a really bad idea to put that kind of temptation in player hands. Especially with those kinds of repercussions. It's far too easy to borrow cr thinking that paying it back is no problem and then suddenly be completely unable to.

The current system where you need the funds ahead of time is a lot more ideal. If you don't have the funds immediately, wait until you do.

Fri, 06/22/2012 - 12:22
#4
Thelhawk's picture
Thelhawk
No

This could be abused unless the crs for 5 star is like 100 and you can only pull out once a month and its do next month or something

Fri, 06/22/2012 - 20:55
#5
Thimol's picture
Thimol
-----

bank that lends people cr

http://i750.photobucket.com/albums/xx149/Idylleaus/1290828755542.jpg

Sat, 06/23/2012 - 06:22
#6
Kellnox's picture
Kellnox
What WILL happen.

Noob, just joined yesterday, exploring the features of this wonderful game: A bank? That looks interesting. Sweet, I can get 25,000 crowns! Now I can make 2* stuff, maybe even 3*! Gotta pay it back though, that shouldn't be hard! :D

*5 days later*

Noob: ....Wait, what? 25k isn't NEARLY as easy to get as I thought it was! D: *BAN*

Tadaa.

Sat, 06/23/2012 - 10:34
#7
Fooky
yes

i respect all ur comments and agree with them except for u sylvanius .i although thought before sending the suj. of what will happen when people think that returning the cr is easy that is why i said debts are according to the rank so knights can return them.

Sat, 06/23/2012 - 11:02
#8
Asukalan's picture
Asukalan
LOL, CR lending bank + no

LOL, CR lending bank + no avatar user... really, im not saying anything about no avatar users... but well those topic speak by themselfs

Sat, 06/23/2012 - 12:09
#9
Juances's picture
Juances
~

M-U-L-T-I-P-L-E- -A-C-C-O-U-N-T-S

Create character, ask for money. Spend it on wahtever, and delete character. Who's gonna pay?

I woudl use it to troll the energy market. Ask for tons of crowns and buy all CE with it, then never come back. Who will take the blame? a bunch of fake characters wich will get deleted.

Sat, 06/23/2012 - 20:41
#10
Bluebrawler's picture
Bluebrawler
...

...

Sun, 06/24/2012 - 06:47
#11
Aureate's picture
Aureate
/facepalm

No.
It takes under an hour to get a noob account into Haven.
That's the length of time it would take to get another loan,
and send the cash acquired to a main account.
Not to mention the newcomers who see this and then get stripped of their account
when they can't pay back the loan.

This is not happening.

(...are my fiscal lending services insufficient for the rest of SK?)

Sun, 06/24/2012 - 09:14
#12
Fooky
what if the made the cr

what if the made the cr usable but not tradable like the mist enegry and they should make another tab for it and call it lc "lent crowns".

Sun, 06/24/2012 - 09:24
#13
Demonicsothe's picture
Demonicsothe
So people need to sell less

So people need to sell less ce to obtain crowns to punch with?

Or do you plan on buying all the 1-2* gear from the vendors?

Sun, 06/24/2012 - 09:24
#14
Tohru-Adachi's picture
Tohru-Adachi
Then it's a Usable, not the currency.

Even then, it's still exploitable as get a large sum, buy Said item, trade to main, delete.

Sun, 06/24/2012 - 09:54
#15
Fooky
he can't get a large sum on

he can't get a large sum on his alt cuz it will be noob like1* and less than 3* shouldn't get a lone so they could lern how hard is it to get cr.

Sun, 06/24/2012 - 10:19
#16
Demonicsothe's picture
Demonicsothe
Continue making alts.

Continue making alts. Continue making money. Yay inflation!

Sun, 06/24/2012 - 10:53
#17
Tohru-Adachi's picture
Tohru-Adachi
Also,

LETS BREAK THE CE MARKET!!!

I mean, with like all this money as a rich guy, I can buy all the CE, then sell it at a high price!

Yeah, just Graveyard this.

Sun, 06/24/2012 - 10:58
#18
Fooky
1st no not yay each divice

1st no not yay each divice will share the same lc and if multiple accounts they wont be able to get lc at all they need to be atleast 3* i told u.2nd the trail i dont understand u u wont be able to get tons of cr like u think read they suj. from the begining plz.

Sun, 06/24/2012 - 11:14
#19
Tohru-Adachi's picture
Tohru-Adachi
/Headesks.

I'm talking about a 5* player.

Also, more CR=Inflation of CE prices. Even if this is LC, you are getting more crowns into the system, and prices will start to inflate.

How about you undersand the game's economics.

Also, smartass, How is 80k and 100k of cr a small sum and easy to pay back in a short time? Also, I could take 100k and set a date for 10/10/2999.

Oh wait, why am I talking to you if you were mouthing off the the TRAIL? I'm not the TRAIL.

Sun, 06/24/2012 - 11:19
#20
Fooky
1st of all i don't accept ur

1st of all i don't accept ur insult 2nd the due date will be in a month or so and about the inflation of ce prices i agree with u so that might make a problem so we should decrease the amount of cr.and u womt be the one who sets the due date it is the game

Sun, 06/24/2012 - 11:22
#21
Tohru-Adachi's picture
Tohru-Adachi
-_-

"there should be a due date for returning the
debt which you should decide."

Remember your op next time. Infact, here's the original.

hello,
i have an idea to make spiralknights better. for example there should be
a bank that lends knights cr according to their rank of*. there should be a
maximum limit for the debt for eaxample 5* players can lend up to 100k cr and
4* players can lend up to 80k cr. there should be a due date for returning the
debt which you should decide, incase the person doesn,t return the cr after
the waring that should be sent for him he will be banned

Sun, 06/24/2012 - 11:30
#22
Fooky
i ment by u the sk game

i ment by u the sk game masters

Sun, 06/24/2012 - 11:44
#23
Tohru-Adachi's picture
Tohru-Adachi
Then how does that fit in.

I mean, it's too vague to think that they mnean GMs, not the playerbase(Who are the majority reading this).

Also, if it's a low price=No point of lending.

Too high= market breaking.

The main place for Crowns are the clockworks, this takes away it.

Also, If you pick a price, then have unexpected RL things happen, miss the chance to pay it back then gets banned, this would drive out tnew and older players alike.

Sun, 06/24/2012 - 15:34
#24
Camsis
Hahaha

Just thought wouldn't u use ult then send the money to ur main account. :)

Sun, 06/24/2012 - 18:34
#25
Evilnut's picture
Evilnut
1. Go to internet cafe 2.

1. Go to internet cafe
2. Open 3 free accounts per computer there (that's the limit OOO set)
3. All accounts loan as much money as they could and send to main account

Result: profit, you think? No, too naive. CE price will inflate to 100k+.

Mon, 06/25/2012 - 11:02
#26
Fooky
havent u heard abot somthing

havent u heard abot somthing called update. read all the comments before commenting or atleast my comments

Mon, 06/25/2012 - 11:12
#27
Softhead's picture
Softhead
We do.

They're so badly writen and have really horrible grammar, we can't read them. Even bothered to wonder why we all write mostly propely?

It makes sure you don't sound like a child. You attitude also affects this and I'm wondering why your parents didn't bother to check what you do here?

Update. It's when the game gets updated with bugfixes or content. Obivous. When the game is first used, it has a QUICk update. it's not even too long. I mean, it's not even an hour long and you can then use your updated Alts (3*, but wait, in the op, it only mentions the 4* and 5* max limits!) and do the same thing. A rich player would have nothing to lose.

Mon, 06/25/2012 - 12:10
#28
Fooky
i am sorry for all grammer

i am sorry for all gramatical and spelling mistakes it is because i am using a moblie to type not a comp.

Mon, 06/25/2012 - 14:05
#29
Dreathuxy's picture
Dreathuxy
solution to not paying cr back

turn the mist into ce and take it from offending player.

Mon, 06/25/2012 - 15:24
#30
Luguiru's picture
Luguiru
Hurr

This thread is unsalvageable.

Get rid of it.

Mon, 06/25/2012 - 23:52
#31
Theraptorjesus
just no

that wouldnt work. to complex. and for one why need loans? its stupid. no one would use it. plus what if your 13 or up and still liveing with your parents and you get grounded and cant pay it back. you get banned. what if you forget. you get banned. kinda harsh. plus the fact of stateing if you were grounded or forgot was an option for getting unbannded everyone would use it and steal Cr.

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