It sort of just hit me one day. When people are trying to earn money they put it in the bank to earn interest. Why not the same for spiral knights? I figure that there might be a way to do loans with crowns and invest them to earn interest. But there should be conditions so here it is:
1. Money in the bank receives .03% interest a day, but you must log on for that day to get it.
2. Any loans taken out need to be repaid within 1 week with .05% interest a day for a penalty, failure to pay results in mist tank having mist energy taken out every time you log on till it is paid off. And you can't receive mist energy from the environment while playing.
3. A loan option to appear while downed in combat for a loan of crowns for enough to buy 100 energy, or energy and charge in crowns depending on how much you need.
4. No limit on how much you can put in the bank.
But a bank would be an excellent addition to the game. Fair rates, getting punished for failing, and rewarded for investing. Makes everyone happy.
1.Interest would only devalue Crowns MORE causing more inflation
2.no all that would happen is a loan is taken out then that money would transfer somewhere else and then they hop on another character and give the loan money to them
3.no
4.we have no limit to how much we can hold on our person as far as i can tell