I was thinking that It would be a good idea to have a bank for your Crowns and Crystal Energy. I know the Guilds can technically work like this but this would be for personal use. The bank can hold your crowns and crystal energy for you so that you don't mess up and waste them on stupid stuff. Also, you could get more crowns from the bank each day based on how much you have deposited in the bank. This won't work with Crystal Energy because it's special. For the Crown Interest system, I was thinking that you would get around 5 - 10% of your deposited Crowns as interest each day or something like that. But you can only have so many Crowns and Crystal Energy in the bank at one time. If you want the bank to be able to hold more, you'll have to buy upgrades for your Bank Account. Each upgrade costs more than the last.
Crown and Energy Bank
How can you guarantee you'll deposit the crowns instead of waste them?
What stops you from opening the bank and spending all your funds?
I'm tired of that 'shopping addiction' excuse.
If we ever did get a bank put in the game it should be called "Juan's-Little Nuisance" .
If you can't pick up the joke get out please.
I wouldn't mind one of those banks because of the things it would imply c;
Want to know how to make a new bank account?
1) Make a new account.
2) Name it your main alt + add "bank"
3) Make a new knight which you'll hire to watch your money
4) Mail your "Bank Knight" money.
Boom! You have an official bank account.
Can't believe I have to explain this twice.
Sorry, but people could make money SO easily with alts.
If someone deposites 500,000 crowns into a bank, the next day they have:
525,000 (500000 x 1.05) (<--increase 5%)
That's 25K crowns in a day for doing nothing. The next day:
551,250 (500000 x 1.05 ²)
That's another 26,250 crowns for doing nothing. The game will be too easy to make money, no one will need to purchase energy and then OOO will make less profit. Always try and think of the consequences. Also people will make multiple unused accounts.
[edit]
I've seen someone with 38,000,000 crowns before, so in a day they would get:
39,900,000 (38000000 x 1.05)
That would be 1,900,000 crowns in a day!
-Potato
Then limit the deposit.
Make it so that only about 50k and below crowns can be deposited and no more. The interest, would send a "!" and a message to the knight, ordering him to take the money, or else it will be gone in a span of four hours or so.
@Skye-Lightning That still won't work, because people will make multiple accounts, and keep that money rollin'.
Also 50,000 crowns = 52,500 (50000 x 1.05)
2,500 crowns interest a day, if you have that for 3/3 accounts that's 7,500 crowns a day for again, doing nothing.
Also people could make up a Spiral Knights account not using steam, and if they did that would be 15,000 crowns a day. People will find a way around it. Also even just 3/3 accounts = 7,500 crowns = 100 Crystal energy so people will basically be making 100 CE a day for yet again, doing nothing. Also what's the point of these banks? Because it's not like we're going to have loans as well or whatever. Face it, it's a bad idea which will tear OOO apart bit by bit. Sorry.
-Potato
It would be cool but in would be op
Crown and energy bank: An alt account. You're welcome.
Regardless of how small the "interest rate" was, I would still pour 20,000,000 cr+ into it and get my free money (as would all the other end game players as well as everyone else for that matter). The in game economy would crash.
-1 x infinity
Nope, OP for rich players, practically useless for new/poor ones. Making an easier way to get crowns then actually playing the game is a no-no. Don't make any suggestions that can effect the games economy until you learn about it.
And yes, I am trying not to hit you.