Assuming one starts this process with 2* gear after they've played the game, and decided to invest money into it. If a player buys the Starter Pack, they'd have enough resources to pretty much craft end-game gear. Recipes, alchemy costs, and energy costs to upgrade a helmet, armor, and weapon from 2* to 5* leaves 25,000cr and 500ce, remaining, right? With top tier equipment, that's a stone's throw away from crafting everything you need to beat the game, I think.
So anybody can take out 95% of the grind by paying $20 once?
Right.